Helping First Time Buyers

The home buying process is sometimes confusing and lengthy and if you have never brought a home before, the whole process can seem quite bewildering.

There are so many different types of mortgage products available, terminology that you may never have heard before and with the Government Help to Buy schemes available to help first time buyers the whole information overload can be too much.

Getting a mortgage

Obtaining a mortgage is often the most complicated part so it is essential you seek and obtain the best possible independent advice. You may seek help and advice from your existing bank, or indeed you may know a broker via a friend or family member but often the best route is to seek advice from a new build mortgage specialist who is able to offer open market and independent advice.

A leading mortgage specialist will start the mortgage application process by asking you a number of basic key questions which enables you to be financially qualified. There are literally thousands of mortgage products out there, so being provided with all the facts will help you to find the mortgage that best suits you and your circumstances, both now and in the future.

Many of the banks and mortgage brokers are now offering online tools to help you understand how much you can borrow. However, there is nothing better than being able to speak to someone over the telephone, someone who you can build a relationship with and understands your personal situation so you can seek the right advice.

Where to get mortgage advice

An expert Mortgage Adviser will be able to offer a helping hand, creating and completing all the application forms, ensuring all the necessary paperwork and ID requirements are correct in order to speed up the process and to remove any stress and worries from you. The Mortgage Adviser will then ensure your mortgage application is issued to you as soon as possible, providing help and support along the way and at the same time offering peace of mind.

If you are thinking about buying a brand new home, most of the UK’s housebuilders will have their own preferred Mortgage Broker to offer advice. The new homes market is unique, more often than not when buying a home that has not been physically built you have to wait, sometimes for over 6-9 months for it to be available which brings additional complexities to the process.

With First Homes being launched and the introduction of Green Mortgages you will quickly see how beneficial it is to have a leading mortgage specialist who is on hand, often 7 days a week looking after you and your needs.

Obtaining a mortgage and buying your first home, does not have to be complicated so our advice is to ensure you choose the right Mortgage Broker/Specialist.

About New Homes Mortgage Helpline

New Homes Mortgage Helpline is the UK’s leading new homes mortgage specialist. We pride ourselves on a specialist knowledge of the new homes market and understand the journey facing customers, whether in a challenging or buoyant market and fully appreciative of the urgency of timescales involved.

As for our experience, we celebrate over 30 years of trading during which we have developed an enviable reputation for delivering the highest standards of services to our housebuilder clients and their customers and proud of our 5 star rating on Trustpilot.

You can find all the help and guidance you need in our blog about moving for the first time.