What buying schemes are available to help you buy a Tilia home

With so many schemes to buy a new home, there’s never been a better time to get your foot on or climb up the property ladder.

At Tilia Homes, we offer a range of buying schemes tailored to different needs, helping you overcome barriers like small deposits, property chains and the stress of selling your current home. Here’s a closer look at some of the buying schemes available at Tilia Homes that can help get you moving.

Own New

Our Own New scheme is designed to help first-time buyers and existing homeowners purchase a new build home. This scheme helps buyers secure a mortgage with just a 5% deposit, making it easier to own a home, without waiting years to save up. Depending on the stage of build, we can contribute up to 5% towards the purchase price of your new home, reducing your mortgage rate and allowing you to enjoy lower monthly payments.

Part Exchange

Worried about selling your existing home before purchasing a new one? With our Part Exchange scheme, you won’t need to.

With this new home buying scheme, Tilia Homes can buy your current property from you, allowing you to move into your new home without the delays and uncertainties of the open market. There’s no chain involved, no risk of sales falling through, and you’ll receive a fair price for your property. It’s the ultimate hassle-free move.

Shared Ownership

To give a helping hand to buyers looking to buy a new build home, we partner with two providers to offer a range of shared ownership properties. With the Home Stepper by Sage Homes scheme, you can buy 60% of your home now, and pay a low rent on the remaining portion, with the option to buy the rest later.  This scheme has fewer eligibility criteria, which makes it more accessible to a wider range of people.

Similarly, Home Reach by Heylo gives you the opportunity to purchase up to 75% of the property’s value and pay a subsidised rent on the remaining share. Designed to reduce your upfront costs, this shared ownership scheme allows you to live in your home as if you’ve brought it outright.

Deposit Unlock

Available to both first time buyers and home movers, Deposit Unlock can help you buy a new build home with a low deposit. A national financial initiative created by the Home Builders Federation and its members, Deposit Unlock makes buying a new home more accessible for everyone looking to progress on the property ladder. By securing a home with just a 5% deposit, you can access competitive mortgage rates while reducing the financial burden of buying a new home.

Smooth Move

Selling your home can be stressful, but with Smooth Move, we can help make the process as seamless as possible. As part of this new home buying scheme, we’ll manage the sale of your current home for you, covering estate agent fees and assisting with valuations. Then, you can sit back, let us handle the hard work and focus on moving into your dream home.

For a full list of our available new home buying schemes designed to provide flexibility, affordability and convenience, visit our offers page.

Buying a new home with Tilia Homes

Whether you’re looking for your first home or planning your next move, our expert team is here to guide you through every step of the process.

Explore our selection of high-quality new homes for sale and take advantage of our buying schemes to find the one that’s right for you.