Deposit Unlock | Our Offers

What is Deposit Unlock?

Deposit Unlock is a national financial initiative created by the Home Builders Federation (HBF) and its members to make buying a new-build home more accessible to everybody looking to progress on the property ladder.

It allows eligible buyers to secure a new home with just a 5% deposit, with participating mortgage providers lending the remaining 95% at competitive rates.

Deposit Unlock can be used on properties across the country (subject to lender approval) up to the value of £833,250*, and you’ll own 100% of the property.

You can learn more about the Deposit Unlock scheme on the Deposit Unlock Website.

How does Deposit Unlock work?

Select Your Home

Browse our website to discover new build developments in your preferred location. Find the home that perfectly matches your needs and contact our sales team to schedule an appointment. Don't forget to mention that you’re interested in the Deposit Unlock scheme.

Speak to a mortgage advisor

As well as visiting the Tilia Homes development you’re interested in, we recommend you speak with an independent financial or mortgage advisor, who will be able to find the best rates and ensure you’re in the best position to purchase the house you want. Our mortgage calculator tool is also very handy for seeing what you may be able to afford with the Deposit Unlock scheme.